Rates


Share Savings Minimum Opening Rate APY*
Share Savings: Tier 1 - $50-$9,999.99 $50 .05% .05%
Share Savings: Tier 2 - $10,000+ .10% .10%
Panther Saver: Tier 1 - $50-$9,999.99 $15 .05% .05%
Panther Saver: Tier 2 - $10,000+ $50 .10% .10%
IRA Share Savings Tier 1 - $50 - $4,999.99 $50 .05% .05%
IRA Share Savings: Tier 2 - $5,000+ .10% .10%
Term Certificates* Minimum Requirement** Rate APY*
6 Months $1,000.00 .15% .15%
9 Months $1,000.00 .15% .15%
12 Months $1,000.00 .20% .20%
18 Months $1,000.00 .25% .25%
24 Months $1,000.00 1.00% 1.00%
36 Months $1,000.00 1.04% 1.05%
48 Months $1,000.00 1.09% 1.10%
60 Months $1,000.00 1.24% 1.25%
Specials None at this time

*Subject to Penalties for Early Withdrawal

IRA Term Certificates* Minimum Requirement Rate APY*
12 Months $1,000.00 .20% .20%
18 Months $1,000.00 .25% .25%
24 Months $1,000.00 1.00% 1.00%
36 Months $1,000.00 1.04% 1.05%
48 Months $1,000.00 1.09% 1.10%
60 Months $1,000.00 1.24% 1.25%
Specials None at this time

*Subject to Penalties for Early Withdrawal and may be subject to IRS penalties.

Products and Services limited to St. James Parish Credit Union Members only.  

The National Credit Union Administration, commonly referred to as the NCUA, is the federal government agency that charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Association Insurance Fund is the federal fund created by Congress in 1970 to insure member’s deposits in federally insured credit unions. The insurance limit is $250,000 per individual depositor and another $250,000 for IRAs. Administered by the NCUA, the NCUSIF is backed by the full faith and credit of the U.S. Government.