Home Equity
| Home Equity | Duration | APR* | Terms/Conditions |
|---|---|---|---|
| Home Equity Fixed Rate | 5 Years | 6.25% | Minimum Loan $4000 $150 Application Fee + Out of Pocket Expenses 80% Loan-to-Value |
| Home Equity Fixed Rate | 10 Years | 7.25% | $150 Application Fee + Out of Pocket Expenses 80% Loan-to-Value | Home Equity Line of Credit Variable Rate | 5 Year Draw Period 10 Year Payback |
Rate based on Wall Street Journal Prime | Minimum $5,000 Maximum $100,000 $150 Application Fee + Out of Pocket Expenses 80% Loan-to-Value |
| We are unable to accept Home Equity applications online at this time. Please call the office at 513-385-5921 for more information, to make an appointment, or for application and disclosures. 6/16/2025 |
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Additional Limitations and Restrictions Apply. Contact the Credit Union.
Example Payment: 60 month fixed rate monthly payment at the quoted rate of 6.25% would be 60 monthly payment of $194.52 per $10,000 borrowed.
To verify real estate loan performance for St. James Parish Credit Union and Real Estate Lending Officers.
| St. James Parish CU | NMLS #462490 |
| Debra Rose Schuster | NMLS #2410745 |
| Mildred Jane Nie | NMLS #478637 |