Home Equity


Home Equity Duration APR* Terms/Conditions
Home Equity Fixed Rate 5 Years 5.95% Minimum Loan $4000
$150 Application Fee + Out of Pocket Expenses 80% Loan-to-Value
Home Equity Fixed Rate 10 Years 6.95% $150 Application Fee + Out of Pocket Expenses 80% Loan-to-Value
Home Equity Line of Credit Variable Rate 5 Year Draw Period
10 Year Payback
Rate based on Wall Street Journal Prime Minimum $5,000
Maximum $100,000
$150 Application Fee + Out of Pocket Expenses
80% Loan-to-Value
We are unable to accept Home Equity applications online at this time. Please call the office at 513-385-5921 for more information, application and appointments.
  • Additional Limitations and Restrictions Apply. Contact the Credit Union.

  • Example Payment: 60 month fixed rate monthly payment at the quoted rate of 5.75% would be 60 monthly payment of $192.20 per $10,000 borrowed.

 

NMLS CONSUMER ACCESS

To verify real estate loan performance for St. James Parish Credit Union and Real Estate Lending Officers.

St. James Parish CU NMLS #462490
Julianne Bruzina NMLS #466343
Mildred Nie NMLS #478637