|Unsecured $5,000 or less||36 Months||12.99%||Limited to 1.5 times monthly gross income for FICO score less than 680. Limited to 2.5 times monthly gross income for FICO score of 680 or greater.|
|Unsecured $5,001 to $10,000||48 Months||12.99%||Limited to 2.5 times monthly gross income for FICO score 680 or greater.|
|Secured Shares||36 Months||6.25%||Funds on deposit at St. James Credit Union|
|Secured Stocks||36 Months||10.00%||Maximum loan not to exceed 50% of value. Limited to $25,000.00.|
Example Payment: A 36 month fixed rate monthly payment, at the quoted rate of 12.99%, would be 36 monthly payments of $33.70 per $1,000 borrowed.
No application fees and no document fees!